" In the name of God, Amen"

Very much of what is good and honest in this world has been called into being by commerce. The pre-supposition of and the establishment of honourable dealing rendered imperative on the first traders, as their raison d'etre, their existence and their livelihood, has survived in the high moral tone and character in trade initiated by the pioneers of commerce. In the old policies of insurance in the East, still surviving some forty years ago, the phrase, " In the name of God, Amen", was the first line in a policy of marine insurance. This phrase or declaration was an oath by the signatories to such policy, binding even unto the third and fourth generations through their descendants. This form of insurance, the oldest in the world, was derived from the Arabians, but I am sorry to see the phrase no longer exists.